Debt reduction services are legal, and ethical. Sometimes we find ourselves in a difficult situation. We want to pay our creditors back, but we just don't have the money to do it. We won't qualify for a debt consolidation loan. Will I have to live with harassment by the companies we owe money to, and the stress of not being able to do anything about it?
Let's say you have four credit cards, with a combined debt of $15,000. Let's say that you have reduced, or no income at present. What do the credit card companies want?
To get their money back. Would they prefer to get nothing, if you declare bankruptcy, or something if you negotiate with them? Clearly the latter. So you will be reducing your debt, with their blessing and acceptance.
The best person to negotiate for you is a lawyer or financial expert. You want someone who knows the law, who has dealt with these situations many times before and knows what works. You want someone who is dedicated to your case, and prepared to deal with many different creditor companies.
There are a number of debt relief and debt reduction service providers out there. They are glad to offer a free consultation, which does not affect your credit score and does not cost you anything. You will get information that can save you lots of money, and give you a chance to get back on your feet.
Well yes, in the short term it will. Reducing the debt that you signed on to is a negative item on your credit report. But failing to pay on a consistent basis is also a credit killer.
In the long term, by enrolling in a program to resolve these debts, you will allow your credit score to regain its footing. Further, debt reduction and debt elimination companies also work to improve your credit score. If outstanding debt is no longer out there on your record, your score will improve. It will take time.
We are able to provide this service through CuraDebt, one of the top three rated Debt Settlement companies. Call them at at 1-866-603-6980 (9AM to 8PM Eastern time) for a free telephoned Debt Evaluation. Or click here to apply on their site.
To be eligible for CuraDebt, you must have $10,000 or more in debt and be able to pay $200/month. CuraDebt does not operate in the following US states: CT, DE, GA, HI, ID, KS, KY, LA, ME, MT, ND, NH, NJ, NV, OH, OR, PA, PR, RI, SC, TN, UT, VT, WV and WY.