Get Out Of Debt

Let Us Solve Your Debt Challenge With You

Together. Our expertise, experience, and connections on your behalf
Here is how

Debt Consolidation
works for you

Debt becomes unmanageable because of three things:

  1. high monthly payments
  2. excessive interest over time
  3. too many debts and too much confusion

Especially with credit cards, multiple debt robs you of your time and money. You don't need to be in financial trouble to consider a debt consolidation loan, since saving money is smart policy no matter what. Here is how it works.

Professional Free Debt Consultation and Help With Debt Consolidation

Consolidating means bringing various debts together. A debt consolidation loan is used to pay off all of the different debts, replacing them with one loan arranged by debt consolidation lender. Then, that loan can be a long-term loan, with lower monthly payments and far better interest rates than credit cards. You only need to pay one bill a month, and no longer be harassed by three or four credit card companies or creditors.

Try our Debt Auditor Financial Independence Calculator to see how much you can save with a consolidation loan.

Click here to connect with a debt expert

How much money can a debt consolidation loan save?

Lots. Credit card companies can charge interest rates from 12 to 19%. Credit card debt consolidation loans, on the other hand, are usually between five and 8%. For example, a $13,000 debt, over five years, can cost $5000 more in interest if not consolidated!

Who is eligible for debt consolidation loans?

There are four main requirements to be eligible for debt consolidation loans. Let's look at each one:

  1. Financial stability means that the lending institution can have confidence you will be able to meet the new, lower, monthly payments.
  2. Proof of income achieves the same goal, giving them the confidence to accept you into a consolidation program.
  3. Credit score and history. As with any loan, the banks want to see a reasonable credit score. The better the score, the lower the interest rate on debt consolidation loans.
  4. Equity or collateral. Being able to put up a home or other asset as collateral will make the consolidation loan a secured loan. Interest rates for secured loans are always better, as the bank has more confidence it will get its money back.

Consolidation loans can be arranged online through many networks. Thus site is affiliated with these excellent services:

Personal Loans Network

One application, and you will receive offers from multiple lenders. Great for consolidation loans.

Super Money Consolidation Loans

An online lender specializing in debt relief loans to consolidate your debt.

Bad Credit Loans

A network of lenders with loans available for people with Fair or below credit scores.

If you feel you may not qualify, or are not sure, we recommend you consult with a professional (for a free debt consultation). Click here to apply